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Nursuluu from Kyrgyzstan needs a loan to buy extra fertilizer

Nursuluu from Kyrgyzstan is 34 years old and has 7 children. She has been involved in agriculture for many years, starting this business in 2010 with almost nothing.

Today Nursuluu’s profit amounts to about 20,000 som (KGS) per month. Her farm has 5 cows, 41 sheep, and 1.3 hectares of land, where she grows cotton, tomatoes and cantaloupe. She sells her ecologically-clean and delicious produce to wholesale customers. In order to further develop her business, Nursuluu requested a loan in the amount of 80,000 som KGS (US$1,400) to buy fertilizers for treating the soil, seeds and plastic for her greenhouse.

Nursuluu plans to invest the earnings from the loan into continued development of her business and will pay back her loan over the coming 14 months.

We lend her US$25, as part of the batch of 113 micro-finance loans we allocated in the past weeks, to women from all over the world, working in agriculture.

• Hay in Cambodia: $25
• Yem in Cambodia: $25
• Ryskul in Kyrgyzstan: $25
• Ilaha in Azerbaijan: $25
• Karamat in Kyrgyzstan: $25
• Akala in Samoa: $25
• Zhuzugul in Kyrgyzstan: $25
• Banco Mujer Aracolpa Kañeblocke Añita Group in Costa Rica: $75
• Azada in Azerbaijan: $25
• Banco Mujer Bekuö Group in Costa Rica: $50
• Grupo San Miguelito Group in Guatemala: $75
• Aleja in Peru: $25
• Clementine in Rwanda: $25
• Safya in Azerbaijan: $25
• Nhóm Thôn Quảng Hải Group in Vietnam: $75
• Beth in Kenya: $25
• Sally in Kenya: $25
• Ruth in Kenya: $25
• Maria Mercedes in Peru: $25
• Nancy in Peru: $25
• Cindy Kaela in Peru: $25
• Narine in Armenia: $25
• Zhanara in Kyrgyzstan: $25
• Janeth in Kenya: $25
• Bawi Lestari 2 Group in Indonesia: $50
• Magdalene in Kenya: $25
• Choeun in Cambodia: $25
• Pabla in Honduras: $25
• Akyz in Kyrgyzstan: $25
• Nuevo Amanecer De Mollepata Ii Group in Peru: $50
• Rose’s Group in Uganda: $50
• Umoja Women Group in Kenya: $50
• Thioro’s Group in Senegal: $50
• Nhóm Thôn Quảng Hải Group in Vietnam: $50
• Pueblo Nuevo Group in Honduras: $50
• Veronica in Bolivia: $25
• Irene in Peru: $25
• Luz Mila in Colombia: $25
• Judy in Kenya: $25
• Benkadi Group in Mali: $50
• Chantal in Rwanda: $25
• Siaulaina in Samoa: $25
• Estrellas De Pacaman Group in Guatemala: $50
• Santusa in Peru: $25
• Bawi Lestari Group in Indonesia: $50
• Gitangu High Breeders Self Help Group in Kenya: $25
• Grupo Las Estrellas 4 Group in Guatemala: $50
• Doan Cam’s Group in Vietnam: $50
• Soledad in Peru: $25
• Louella in Philippines: $25
• Merlyn in Philippines: $25
• Mairambubu in Kyrgyzstan: $25
• Meyber Evelyn in El Salvador: $25
• Anahit in Armenia: $25
• Rosa Maria in Nicaragua: $25
• Rosemary in Kenya: $25
• Mercedes Del Carmen in Nicaragua: $25
• Angeli in Philippines: $25
• Angelina in Philippines: $25
• Sumber Rahayu Group in Indonesia: $50
• Zyhra in Kosovo: $25
• Annet in Uganda: $25
• Leonarda in Peru: $25
• Rugongo Self Help Group in Kenya: $25
• El Surcador Group in Peru: $50
• Adela in Honduras: $25
• Maria Esperanza in Honduras: $25
• Ligaya in Philippines: $25
• Asya in Kyrgyzstan: $25
• Evelin Del Carmen in El Salvador: $25
• Madjiguéne’s Group in Senegal: $50
• Diouma’s Group in Senegal: $50
• 22 De Octubre Group in Bolivia: $50
• Muong Phang Group in Vietnam: $50
• Esther in Kenya: $25
• Noong Het Group in Vietnam: $25
• Laura Ines in Ecuador: $25
• Aizhamal in Kyrgyzstan: $25
• Acuerdate Que Tienes Que Pagar Group in Ecuador: $25
• Carmita Magdalena in Ecuador: $25
• Taramaya Group in Bolivia: $25
• Simira in Azerbaijan: $25
• Sunema in Samoa: $25
• Mariama Cherif’s Group in Senegal: $50
• Sandra Elizabeth in Ecuador: $25
• Trabajadoras De Curupayty Group in Paraguay: $50
• Ana Carolina in Ecuador: $25
• Esilda in Colombia: $25
• Ana De Dios in Colombia: $25
• Ana Celia in El Salvador: $25
• Narine in Armenia: $25
• Deisy Maria in Colombia: $25
• Surayo in Tajikistan: $25
• Phylister in Kenya: $25
• Zhamila in Kyrgyzstan: $25
• Grace’s Group in Kenya: $25
• Abigael’s Group in Kenya: $25
• Zarbubu in Kyrgyzstan: $25
• Rosalia in Samoa: $25
• Eleanor in Philippines: $25
• Aghavni in Armenia: $25
• Gulukan in Kyrgyzstan: $25
• Nursuluu in Kyrgyzstan: $25
• Nua Ngam Group in Vietnam: $75
• Nhóm Thôn Quảng Lưu Group in Vietnam: $75
• Muong Phang Group in Vietnam: $75
• Beatriz Del Carmen in El Salvador: $25
• Dianou Group in Mali: $50
• Oye Group in Mali: $50
• Boundou Group in Mali: $50
• Shaiyrbu in Kyrgyzstan: $25
• Magret’s Group in Kenya: $25
• Tejedoras Group in Guatemala: $50

The background of this project, you find in the kick-off post

Shoghik from Armenia compliments her income as a teacher with agriculture

Shoghik is from Dalarik in the Armavir region (Armenia). She lives with her husband, their two children (3 and 7 years old), her parents-in-law and brother-in-law.

Shoghik works as a teacher at the village local school, where her mother-in-law also teaches. Her husband is a policeman. However, their salaries are too low to sustain their living expenses. So, Shoghik and her family are also involved in cattle breeding, in breeding pigs and piglets, and in the cultivation of alfalfa, peaches and apricots. The family sells the agricultural products in the local market, which is an important source of their income.

To continue running the agribusiness in a sustainable way, Shoghik needed a loan of 3,000 USD to purchase five steers, to buy forage for the livestock, and to purchase fertilizers.

Our loan to Shoghik was one of the 42 micro-finance loans we issued this week, to women and women’s groups in Vietnam, Armenia, Kyrgyzstan, El Salvador, Tajikistan, Kenya, Cambodia, Uganda, Peru, Ecuador and Costa Rica.

As food security is the basis for all well-being and any development for all regions, all loans went to women working in agriculture:

• Katya in Armenia: $50
• Jyldyzgul in Kyrgyzstan: $50
• Xiomara Marisol in El Salvador: $50
• Reyna Isabel in El Salvador: $50
• Atiocoyo Ix Group in El Salvador: $50
• Safargul in Tajikistan: $50
• Shoghik in Armenia: $50
• Sarann’s Group in Cambodia: $50
• Joyce’s Group in Kenya: $50
• Izzat in Tajikistan: $50
• Ernestina in El Salvador: $50
• Beatriz Elena in Colombia: $50
• Nibia Marina in Nicaragua: $50
• Sinorn in Cambodia: $50
• Julieta in Armenia: $50
• Sophal’s Group in Cambodia: $50
• Sert’s Group in Cambodia: $50
• Hor’s Group in Cambodia: $50
• Yan’s Group in Cambodia: $50
• Karkyra in Kyrgyzstan: $50
• Chinargul in Kyrgyzstan: $50
• Vanhoern’s Group in Cambodia: $50
• Tugaigahare Group in Uganda: $100
• Malay’s Group in Cambodia: $50
• Dina’s Group in Cambodia: $100
• Banco Mujer La Amistad Group in Costa Rica: $50
• Ban Kha Group in Vietnam: $50
• Banco Mujer Fuerzas Unidas Group in Costa Rica: $50
• 3 De Noviembre (Cuenca) Group in Ecuador: $100
• Alla in Armenia: $50
• Co Kho Group in Vietnam: $50
• Amada Felicita in Ecuador: $50
• Co Man Group in Vietnam: $100
• Las Emprendedoras – Tinyari Group in Peru: $100
• Ban Xom Group in Vietnam: $100
• Nuevo Progreso De Andahuaylillas Group in Peru: $100
• Co Luong Group in Vietnam: $50
• Marjona in Tajikistan: $50
• Gulsaira in Kyrgyzstan: $50
• Tan Binh Group in Vietnam: $100
• Rosa Maclovia in Ecuador: $50
• Villa Rayanniyoc Group in Peru: $100

The background of this project, you find in the kick-off post

We help Rita from Kyrgyzstan to expand her livestock

Nicaragua, Tanzania, Philippines, Georgia, Senegal, Congo, Rwanda, Mongolia, Kyrgyzstan, Pakistan, Mali, Bolivia, Burundi, Cambodia, Costa Rica, Mexico, Ghana, Armenia, Peru, and Azerbaijan.

That’s 20 countries.

That’s how many countries our new Kiva loans went to, today. Most of the entrepreneurs we lend to, are women working in agriculture.

You might think I am a half-millionaire to allocate US$3,475 of new loans in one go. However, these were all repayments from previously allocated loans. Re-investing in people, to help themselves…

People like Rita from a village called “Semenovka”, in Kyrgyzstan. Rita is 44 years old and a widow, raising her daughter single-handedly.
She works as a cook at a boarding house, but also has her own livestock.
With her micro finance loan, she wants to buy more cows so she can sell the milk, providing her with extra income to further expand her business, and to refurbish her house.

Here are all the loans we allocated today:

• Myriam Esther in Nicaragua: $50.00
• Mt. Livingstone Group in Tanzania: $50.00
• Erlinda in Philippines: $50.00
• Eter in Georgia: $50.00
• Mame Bousso’s Group in Senegal: $25.00
• La Lumiere 1 Group in Congo: $25.00
• Nueva Esperanza Group in Nicaragua: $25.00
• Djison Couture Group in Senegal: $25.00
• El Triunfo Group in Nicaragua: $25.00
• Twibumbirehamwe Group in Rwanda: $25.00
• Hamidi in Lebanon: $50.00
• Odbayar in Mongolia: $50.00
• Aigul in Kyrgyzstan: $50.00
• Khursheedan in Pakistan: $50.00
• Gnesouma Group in Mali: $100.00
• Asha in Kenya: $50.00
• Faiza in Yemen: $50.00
• Kurmanbubu in Kyrgyzstan: $50.00
• Bunsat’s Group in Cambodia: $50.00
• Vilma Del Carmen in Nicaragua: $50.00
• Rosas Blancas Group in Bolivia: $100.00
• Kadiatou Alpha’s Group in Senegal: $100.00
• Sol Brillante Group in Bolivia: $100.00
• Natalya in Ukraine: $50.00
• Twizere Ii Group in Burundi: $100.00
• Sameur’s Group in Cambodia: $100.00
• Eustalia in Philippines: $50.00
• Rosalia in Peru: $50.00
• Beatriz in Mexico: $50.00
• Mayra in Costa Rica: $50.00
• Julia Sonia in Peru: $50.00
• Salama in Kenya: $50.00
• Iljas in Albania: $50.00
• Atyrbubu in Kyrgyzstan: $50.00
• Moy in Cambodia: $50.00
• Heang’s Group in Cambodia: $50.00
• Flor Naciente Group in Bolivia: $75.00
• Francisca in Philippines: $75.00
• Herriet’s Group in Ghana: $75.00
• Gohar in Armenia: $50.00
• Heghine in Armenia: $50.00
• Thang in Cambodia: $50.00
• Nune in Armenia: $50.00
• Rita in Kyrgyzstan: $50.00
• Ángel in Colombia: $50.00
• Sokheng’s Group in Cambodia: $100.00
• Sitha’s Group in Cambodia: $50.00
• Melodina in Philippines: $50.00
• Alita in Armenia: $50.00
• San Antonio De Jicamarca Group in Peru: $100.00
• Emma in Armenia: $50.00
• Huoch’s Group in Cambodia: $100.00
• Kanchaiym in Kyrgyzstan: $50.00
• Aijan in Kyrgyzstan: $50.00
• Bais in Kyrgyzstan: $50.00
• Thoeun’s Group in Cambodia: $100.00
• Jamila in Azerbaijan: $50.00
• Met’s Group in Cambodia: $50.00
• Sveta in Kyrgyzstan: $50.00
• Mtamakulanga Group in Tanzania: $100.00

Come and join our Kiva team!

Jamila (L) and her microfinance entrepreneural group

 Today, we issued a new batch of microfinance loans. This batch contained only loans for groups, mainly consisting of women.

In a group loan, each member of the group receives an individual loan, as a part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure. Groups may or may not be formally bound by a group guarantee, where members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva’s Field Partners typically feature one borrower from a group. Let’s take the case of second loan, featuring Jamila, a mother of six, in Pakistan.

Jamila will utilize the loan for her dairy and livestock business. With the loan investment, she, and her husband will buy a buffalo that will help him get larger quantities of milk for sale.

The other loans we issued today are:

• Las Orquideas Group in Ecuador: $25
• La Estancia Group in Ecuador: $25
• Jamila’s Group in Pakistan: $25
• Amna’s Group in Pakistan: $25
• Ruqqiya’s Group in Pakistan: $25
• Kahlida’s Group in Pakistan: $50
• Zubaida’s Group in Pakistan: $25
• Mary Nakibugwe’s Group in Uganda: $25
• Las Fresas Group in Mexico: $25
• La Propuesta Group in Ecuador: $25
• San Cayetano Group in Paraguay: $25
• Amna Mai’s Group in Pakistan: $50
• Safooran’s Group in Pakistan: $50
• Zubaida’s Group in Pakistan: $25
• Aurora Group in Guatemala: $25
• Panales No 2 Group in Nicaragua: $25
• El Paraiso (Cuenca) Group in Ecuador: $25
• Toquilleras (Sigsig) Group in Ecuador: $25
• Bilquis Bibi’s Group in Pakistan: $50
• Banco Mujer Siquirritos Group in Costa Rica: $50