Have Impact ! » New Loans http://www.haveimpact.org Make a difference in the world. Sat, 31 Dec 2011 20:32:07 +0000 en hourly 1 http://wordpress.org/?v=3.3 New loans to more than 100 women over the whole world http://www.haveimpact.org/new-loans-to-women-over-the-whole-world/ http://www.haveimpact.org/new-loans-to-women-over-the-whole-world/#comments Sat, 18 Jun 2011 12:13:49 +0000 Peter http://www.haveimpact.org/?p=535 Gakii Mwenda, one of our Kiva lenders from Kenya

Gakii Mwenda lives in the Nkubu area of Central Kenya. She has been a farmer for 13 years. Gakii has been producing french beans, potatoes and milk. She sells her produce on the local market.

Gakii has made a loan request to Kiva so she could buy [...]]]> Gakii Mwenda, Kiva lender from Kenya

Gakii Mwenda, one of our Kiva lenders from Kenya

Gakii Mwenda lives in the Nkubu area of Central Kenya. She has been a farmer for 13 years. Gakii has been producing french beans, potatoes and milk. She sells her produce on the local market.

Gakii has made a loan request to Kiva so she could buy dairy goats and construct a barn on her farm. She intends to expand her dairy goat farming and keep cows in the future. She says she will fully rely on the farming income for the upkeep of her children.

When I read Gakii’s request, it made me think of many Kenya’s women I met during my visit last year. Most of them, like Emily manage their household, their farm and their family entirely by themselves. Many are widows, or their husbands work in the cities, only coming home a couple of times per year.

In honour of the strong women in this world, today I allocated 52 new microfinance loans via Kiva. Some of these loans go to individual women, some are group loans.

With these new loans, we reached over 100 women. They live all over the world: Mexico, Bolivia, Philippines, Uganda, Mongolia, Peru, the DRC, Ecuador, Ukraine, the Dominican Republic, Rwanda, Kenya, Azerbaijan, El Salvador, Nicaragua, Georgia, Kyrgyzstan and Cambodia. 18 countries.. did I count that well?

They needed help in setting up or expanding their retail business, buy seeds or fishlings, invest in new farming equipment or stocks.

It is amazing to realize, that from my desk in Italy, I can make a difference in the lives of over 100 women in 18 countries… Why don’t you join our Kiva team, and allocate your microfinance loan too?

Here is the list of new loans I allocated today:

]]> http://www.haveimpact.org/new-loans-to-women-over-the-whole-world/feed/ 1 New loans to entrepreneurs in agriculture http://www.haveimpact.org/new-loans-to-entrepreneurs-in-agriculture/ http://www.haveimpact.org/new-loans-to-entrepreneurs-in-agriculture/#comments Fri, 25 Feb 2011 13:31:57 +0000 Peter http://www.haveimpact.org/?p=527 Gloria Daliego's team

Gloria Daliego lives in the village of Estrella, San Guillermo, in the Philippines. She is 41 years old and the group leader of a 13-member group loan. While each member of the group receives an individual loan, they are all collectively responsible for paying back the loans of their fellow group members [...]]]> New microfinance loan for a Philippino entrepreneur

Gloria Daliego's team

Gloria Daliego lives in the village of Estrella, San Guillermo, in the Philippines. She is 41 years old and the group leader of a 13-member group loan. While each member of the group receives an individual loan, they are all collectively responsible for paying back the loans of their fellow group members if someone is delinquent or defaults.

Gloria is married and has 4 school-aged children. She owns and operates a farming business, planting and harvesting a variety of vegetables for sale. Gloria has been engaged in her business for over 10 years and earns approximately 4,000 PHP a month from it.

In 2009, Gloria asked a microfinance loan to help improve her living situation and ability to engage in business activities. Gloria has successfully repaid a previous loan of 5,000 PHP, which was used to purchase additional seeds, seedlings and young crops to raise.

Gloria is requesting a new loan of 8,000 PHP which will again be used to purchase additional seeds, seedlings and young crops to raise. She plans to use the additional revenue generated from the business to improve/expand her business.

As part of our newest loans, concentrating on entrepreneurs active in the agricultural sector, we allocated $50 to Gloria’s group.

Here are our most recent loans:

]]> http://www.haveimpact.org/new-loans-to-entrepreneurs-in-agriculture/feed/ 0 New Kiva loans to women and groups working in agriculture http://www.haveimpact.org/new-kiva-loans-to-women-and-groups-working-in-agriculture/ http://www.haveimpact.org/new-kiva-loans-to-women-and-groups-working-in-agriculture/#comments Thu, 06 Jan 2011 16:42:34 +0000 Peter http://www.haveimpact.org/?p=523 Sobirahon Ahmadalieva (on the left) with her team

Sobirahon Ahmadalieva is 51 years old and divorced. She lives with her four children in Aravan, Kyrgyzstan. The older son works in construction, the second repairs cars, and her two daughters study at the university.

With her team, Sobirahon breeds cattle for resale after fattening. In this way [...]]]> microfinance loans in Kyrgyzstan

Sobirahon Ahmadalieva (on the left) with her team

Sobirahon Ahmadalieva is 51 years old and divorced. She lives with her four children in Aravan, Kyrgyzstan. The older son works in construction, the second repairs cars, and her two daughters study at the university.

With her team, Sobirahon breeds cattle for resale after fattening. In this way she earns about $85 per month. With her microfinance loan of $1,066 she wants to purchase two bull calves for breeding.

In the future she wants to increase the number of cattle and save money to celebrate her daughter’s wedding.

We funded 10% of her loan request, which she will pay back over the course of the next 18 months.

This was one of 17 loans we issued today, concentrating on women, and lender’s groups working in agriculture. This time, the lenders were mostly from South America and Central Asia:

]]> http://www.haveimpact.org/new-kiva-loans-to-women-and-groups-working-in-agriculture/feed/ 0 New microfinance loans. From Mongolia to Paraguay http://www.haveimpact.org/new-microfinance-loans-from-mongolia-to-paraguay/ http://www.haveimpact.org/new-microfinance-loans-from-mongolia-to-paraguay/#comments Mon, 01 Nov 2010 14:02:13 +0000 Peter http://www.haveimpact.org/?p=503 Armen wants to invest in potato seedlings for the next planting season

Armen Hovhannisyan lives in Armenia, in a village called “Lchashen” with his parents, his wife and two children.

Armen has been a farmer for about 15 years. In his farm he has cows, sheep, pigs, and chickens. Armen’s wife helps him in farming, so [...]]]> Armen Hovhannisyan in Armenia

Armen wants to invest in potato seedlings for the next planting season

Armen Hovhannisyan lives in Armenia, in a village called “Lchashen” with his parents, his wife and two children.

Armen has been a farmer for about 15 years. In his farm he has cows, sheep, pigs, and chickens. Armen’s wife helps him in farming, so they support their family, develop their farm and pay for their children’s education at university. He asked for a loan of 1,000,000 AMD (USD$ 2,800) to buy potato seedlings, which he will plant next spring.

Armen Hovhannisyan is one of the 31 new loans we have issued to Kiva this week.
In this tranche, we slightly deviated from our usual emphasize on women, but concentrated on entrepreneurs working in groups, and lenders working in agriculture.

In the course of the past two years, Our Kiva team has now allocated over 1,000 microfinance loans, for a total value of US$39,500. Check our score card for the details!

Of the microfinance loans I have allocated to people in 36 countries, 90% were women.
37% of the loans went to people working in the agricultural sector, 26% works in retail (smaller shops) and 21% worked in food processing and food trade.

]]> http://www.haveimpact.org/new-microfinance-loans-from-mongolia-to-paraguay/feed/ 2 New loans to women all over the world http://www.haveimpact.org/new-loans-to-women-all-over-the-world/ http://www.haveimpact.org/new-loans-to-women-all-over-the-world/#comments Sat, 07 Aug 2010 12:02:59 +0000 Peter http://www.haveimpact.org/?p=484 Tamara in Armenia wants to expand her farming business

Tamara Hovannisyan lives in Horom, in the Shirak region of Armenia. She is married with three children 14, 19 and 21 years old. Tamara has been a self-employed farmer for the past 20 years. In addition to supporting the education of her children, she also provides [...]]]> Tamara Hovannisyan in Armenia

Tamara in Armenia wants to expand her farming business

Tamara Hovannisyan lives in Horom, in the Shirak region of Armenia. She is married with three children 14, 19 and 21 years old. Tamara has been a self-employed farmer for the past 20 years. In addition to supporting the education of her children, she also provides her brother’s family with agricultural produce grown on her farm. She has a dream of renovating her house and establishing a small shop to support her family, so she took a loan to purchase fuel and cattle feed to increase her small livestock business. If successful, she expects her income to increase by 25%.

Tamara is one of the 15 entrepreneurs out of 8 countries we allocated microfinance loans to today:

As per our usual choice, all selected entrepreneurs are either women, or women’s groups. This batch concentrated mostly on loans for active farmers.

Check out our project score card for a summary of our loans, and if you are interested, join our Kiva team… Up to today, we have 82 members, who issued a total of US$35,325 in 894 different loans…

And if you just tune in now, check here how it all started…

]]> http://www.haveimpact.org/new-loans-to-women-all-over-the-world/feed/ 0 Do good, and good will come to you. http://www.haveimpact.org/do-good-and-good-will-come-to-you/ http://www.haveimpact.org/do-good-and-good-will-come-to-you/#comments Sat, 08 May 2010 01:15:08 +0000 Peter http://www.haveimpact.org/?p=461 As many of you know, I am an aidworker. Since we started our “Change Starts Here” project about 18 months ago, many colleagues from work joined in, and became members of our Kiva lenders team.

The news spread around, and quite a few people from work follow the project. While working on mission in the Dominican [...]]]> Santa Lucia Kiva entrepreneurs
As many of you know, I am an aidworker. Since we started our “Change Starts Here” project about 18 months ago, many colleagues from work joined in, and became members of our Kiva lenders team.

The news spread around, and quite a few people from work follow the project. While working on mission in the Dominican Republic for the Haiti earthquake relief operation, I had one of my colleagues come to me at the end of his mission. He said working in Santo Domingo and Haiti opened his eyes more, and he became more aware of what he could do in life, and for those around him.

He asked if he could give me a -considerable- amount of money, part of his daily allotment for working here, so he could do some good through me. He wanted to remain anonymous, but still wanted to contribute.

So the loans I allocated today are his “giving back” to the world, a world he felt now much more part of.

I was taken by this gesture, as it illustrates how ‘doing good, spins off’, but also towards him, I said “Do good, and good will come to you”.

Thanks again, my anonymous friend! May the good come to you too! Your loans were allocated to agricultural entrepreneurs in South America, like the Santa Lucia Communal Bank entrepreneurs, consisting of 18 women. They are all friends and neighbors and are working in their fifth loan cycle.

Justina, the team leader, requested a loan to establish a business selling slaughtered chickens. At first she will sell to the neighborhood businesses. Then, she wants to have her own henhouse to raise, fatten, and sell the chicken herself. This will leave her with greater income.

Her Kiva entrepreneurial group is part of the 6 loans we allocated this week:

]]> http://www.haveimpact.org/do-good-and-good-will-come-to-you/feed/ 1 New loans for the Dominican Republic and South America http://www.haveimpact.org/new-loans-for-the-dominican-republic-and-south-america/ http://www.haveimpact.org/new-loans-for-the-dominican-republic-and-south-america/#comments Mon, 03 May 2010 00:05:38 +0000 Peter http://www.haveimpact.org/?p=456 The Unidos Venceremos Group in the Dominican Republic

As I have been in the Dominican Republic since January, supporting the Haiti earthquake emergency, I thought to concentrate my next batch of loans to entrepreneurs in this region.

I found a few of them based in the Dominican itself, like the Unidos Venceremos group in Samana, bit [...]]]>

The Unidos Venceremos Group in the Dominican Republic

As I have been in the Dominican Republic since January, supporting the Haiti earthquake emergency, I thought to concentrate my next batch of loans to entrepreneurs in this region.

I found a few of them based in the Dominican itself, like the Unidos Venceremos group in Samana, bit further North from here.

Martina is the coordinator of the group. She lives with her partner and their three children. This is her nineth loan with Kiva. She plans to use this loan to invest in her business by traveling to the capital to purchase skirts, jeans, blouses and pants in the main markets and then bringing them back to her community to sell. She will use the profits to invest in her business by purchasing a scooter to help her move her merchandise as well as saving towards having her own store one day (her current business is mobile).

She also wants to invest in her home by remodeling it.

As I have been busy with work, repayments from previous loans had been piling up on my Kiva credit, to a total of US$3,500. So after I “exhausted” the loans for Dominican entrepreneurs, I looked for more entrepreneurs from South America.

Why? Well, during my stay here, we had many South American staff from our organisation travelling through, and working with us. While I travelled through over 100 countries in the world, South America clearly showed to be an unknown to me. I was surprised to find so many of these people well-trained, very motivated and knowledgable, and I have started to grow fond of them.

That’s why the majority of the funds for this US$3,500 loan went to entrepreneurs in this region. As they deserve all the stimuli they can get.

Here are all the loans:

]]> http://www.haveimpact.org/new-loans-for-the-dominican-republic-and-south-america/feed/ 0 New microfinance loans in 7 countries http://www.haveimpact.org/new-microfinance-loans-in-7-countries/ http://www.haveimpact.org/new-microfinance-loans-in-7-countries/#comments Fri, 25 Dec 2009 17:07:43 +0000 Peter http://www.haveimpact.org/?p=447 One of our new entrepreneur groups: The Por Una Vida Digna Group in Peru

“Por Una Vida Digna” is a group of ten people who have been investing in some type of business since six years. Mrs. Benedicta Serrano, for example, makes and sells variously flavored yoghurts according to her customers’ wishes. She also sells [...]]]> Por Una Vida Digna Group in Peru

One of our new entrepreneur groups: The Por Una Vida Digna Group in Peru

“Por Una Vida Digna” is a group of ten people who have been investing in some type of business since six years. Mrs. Benedicta Serrano, for example, makes and sells variously flavored yoghurts according to her customers’ wishes. She also sells various fruit nectars.
She has a lot of demand so the funds she receives will be used to buy an ice chest. She is a very active group member and, because of that, she was selected to be the group president.
As a dance teacher, Elsa Dávalos, noticed renting costumes could be a profitable enterprise so she began to make them herself and then rent them to her students. This work has given her much satisfaction.
The other group members have different lines of work to which they are dedicated with much enthusiasm and effort because one of their most important objectives is to provide their families with sustenance and good education.

We allocated a loan of US$50 to the “The Por Una Vida Digna”, as one of our 44 new loans. In this loan trench, I concentrated on:

  1. Groups of entrepreneurs, led by women, or with a majority of women; or
  2. Entrepreneurs working in agriculture by either growing a crop or raising animals; or
  3. Entrepreneurs in South America.

I allocated a total of US$1,775 in loans to entrepreneurs in Ecuador, Bolivia, Paraguay, Peru, Cambodia, Philippines and Nicaragua. This amount was the total repayment of previous loans, which I received during the month of December.

Here is the full list of the new loans:

]]> http://www.haveimpact.org/new-microfinance-loans-in-7-countries/feed/ 4 The final set of “typhoon” loans to the Philippines and Cambodia http://www.haveimpact.org/final-typhoon-loans-to-the-philippines-cambodia/ http://www.haveimpact.org/final-typhoon-loans-to-the-philippines-cambodia/#comments Sun, 29 Nov 2009 12:35:36 +0000 Peter http://www.haveimpact.org/?p=417 Fe Erma Aragones lost her fish pond in Typhoon Ondoy

Fe Erma Aragones lives with her husband Biato Aragones and their three children Emilio, Ana Marie and Angelica in Binangonan, a village in the North of the Philippines province of Rizal. She says their children, and their new grandchildren are really their blessing and the [...]]]> Fe Erma Aragones lost her fish pond during Typhoon Ondoy

Fe Erma Aragones lost her fish pond in Typhoon Ondoy

Fe Erma Aragones lives with her husband Biato Aragones and their three children Emilio, Ana Marie and Angelica in Binangonan, a village in the North of the Philippines province of Rizal. She says their children, and their new grandchildren are really their blessing and the reason they strive hard to fight against poverty.  Because of their work, all of their children could graduate from college, and found work now.

Fe and Biato have a fish pond in the sea. When Typhoon Ondoy entered Rizal, their fish pond was damaged. The level of water in the sea got that high all the fish inside the fish pond were lost. They wanted to repair the fish pond and expand it. They also needed new funds to buy fishlings they can raise until it is ready for harvest.

Fe asked for a loan of US$950, repayable over 14 months. We allocated a loan of US$25 to her, as part of our project to help microfinance entrepreneurs in the Philippines, Cambodia and Vietnam recovering from the recent typhoons.

Over the past month, we allocated $1,825 to this project. Friends from The Road’s lending team contributed another US$730, bringing the total of new loans after the typhoons to US$6,055. This matches the total amount we raised through this post.

The project balance:

My contribution 3,750
Donation by E 300
Donation by Diana 1,000
Donation by Liz 100
The Road’s team 905
total: 6,055

The microfinance loans I allocated this month:

]]> http://www.haveimpact.org/final-typhoon-loans-to-the-philippines-cambodia/feed/ 0 New loans to the Philippines http://www.haveimpact.org/new-microfinanceloans-to-the-philippines/ http://www.haveimpact.org/new-microfinanceloans-to-the-philippines/#comments Sat, 31 Oct 2009 13:15:41 +0000 Peter http://www.haveimpact.org/?p=396 Roberto Doroni in the Philippines needed more farming supplies

After typhoons Ketsana and Parma hit the Philippines, 7 million people were affected. we started a fundraiser and advocacy campaign here on “Have Impact!”, which generated more than 1,000 comments. I promised to raise $5 per comment, for micro finance loans to entrepreneurs in the [...]]]> Roberto Doroni in the Philippines needed more farming supplies

Roberto Doroni in the Philippines needed more farming supplies

After typhoons Ketsana and Parma hit the Philippines, 7 million people were affected. we started a fundraiser and advocacy campaign here on “Have Impact!”, which generated more than 1,000 comments. I promised to raise $5 per comment, for micro finance loans to entrepreneurs in the Philippines so people could get their lives back on track, and restart if need be.

As part of this project, we have issued quite a few loans to people already. Roberto Doroni was one of them. He lives in Pangal Norte – Echague with his wife and two children. Farming is his main income, and he was looking for a loan of $325 to invest in more farming supplies so he could increase his crop yield.
We issued him a loan of $50, to be repaid over 7 months.

Here is the list of all 42 loans we have have issued over the past four days:

Apart from the loans I issued, many others have joined forces with us. members of our Kiva Lenders team issued over 2,000 US$ of loans just in the past week. Well done all!

]]> http://www.haveimpact.org/new-microfinanceloans-to-the-philippines/feed/ 0